Here are sample job postings for Structured Finance roles:

Structured Finance Analyst

Arbor Realty Trust, Inc.

The Analyst, Structured Finance will be responsible for assisting the deal team with accumulating information for loan processing, ordering reports for use in the due diligence process, preparing the credit memorandums for submission to the credit committee, and assembling complete loan files for examination by the underwriter. The Analyst, Structured Finance is also responsible for assisting the Structured Finance Underwriting team with the analysis and evaluation of potential structured products.

Responsibilities

The Analyst, Structured Finance will have the following duties and responsibilities, including but not limited to:

  • Review and analyze financial statements, tax returns and cash flow statements of borrowers and guarantors
  • Assisting underwriters in the completion of analytical spreadsheets and underwriting narratives in preparation for loan committee.
  • Completing financial and credit reviews
  • Interface with credit, portfolio, operations and product specialist personnel, as required, to facilitate the underwriting, closing, and transition of prospects to portfolio management
  • Engage outside parties for collateral reviews, appraisals, background checks, and accounting due diligence, as necessary
  • Perform on-site due diligence through property inspections
  • Managing company loan files
  • Tracking loan applications
  • Gathering information for supply and demand analysis
  • Reviewing all application documentation and property information
  • Communicating with other Arbor departments in the coordination of underwriting, closing, and managing structured loans.

Qualifications

Education: Bachelor’s degree, preferably in Finance or a related discipline

Experience: Minimum of one to two years of experience in finance or related field; previous experience in real estate, risk/financial analysis, valuations, relationship management, workouts, capital markets and rehabilitation are a plus.

Knowledge/Skills/Abilities:

  • Advanced skills in Microsoft Excel; and proficiency with Microsoft Outlook, and Word.
  • Excellent financial, analytical, communication, project management and multi-tasking skills.
  • Excellent written and verbal communication skills are critical to success
  • Possess a working knowledge of PC/desktop software applications and analytical programs.
  • Loan processing/analysis or other loan origination experience preferred.
  • The qualified candidate will be hard-working, a quick learner, detail-oriented, well-organized and able to work alone as well as with others to reach a common goal

Research Associate, Structured Finance

Wellington Management

Wellington Management offers comprehensive investment management capabilities that span nearly all segments of the global capital markets. Our investment solutions, tailored to the unique return and risk objectives of institutional clients in more than 55 countries, draw on a robust body of proprietary research and a collaborative culture that encourages independent thought and healthy debate. As a private partnership, we believe our ownership structure fosters a long-term view that aligns our perspectives with those of our clients.

POSITION

We are currently seeking to recruit a Research Associate (RA) to join our Structured Finance Research Group. Based in Boston, this individual will focus on structured products across a variety of sectors. As part of the Structured Finance Research Team, the RA will work directly with Analysts to conduct quantitative and qualitative fundamental research in support of the Credit Analysts’ and Team’s research agenda. The ideal candidate will have a strong passion for investing, ability to use mathematics/statistics/programing skills in modeling large data sets, embrace fiduciary responsibilities, possess a flexible mindset with the desire to learn/grow and contribute in a Team setting, and demonstrate effective communication skills (both written and oral). In addition to the core Research Team, the RA will interact with Portfolio Managers, Traders and other investors across our global investment platform.

RESPONSIBILITIES

Responsibilities for this position will include the following:

  • Assist in the creation and maintenance of detailed financial models and industry databases to aid in analyzing existing and prospective investments
  • Maintain integrity of deal cash flow data, analyses, and comparative valuation tools
  • Assist in crafting and effectively communicating analyses/recommendations that add value to client portfolios
  • Assist with providing deal level updates to respond to client’s requests and regulatory requirements
  • Work as a bridge between research, IT, and Investment Science Group for systems/process innovation
  • Attend internal and external investment meetings

QUALIFICATIONS

A successful candidate should have the following qualifications:

  • Strong interest in and passion for investing in fixed income; Desire to work with large data sets and analyze Structured Finance investment opportunities is required
  • A minimum of 2–5 years of buy-side or sell-side research, investment banking, or other relevant experience.
  • Demonstrated financial acumen and modeling skills
  • Strict attention to detail and strong work ethic
  • Strong communication skills (both written and oral)
  • Curiosity, a capacity for differentiated thinking and perspective, and a growth mindset
  • Organizational and time management skills as well as ability to work well under pressure
  • Willingness and ability to take risk and challenge the status quo
  • An undergraduate degree with a strong academic record; progress towards or completion of the CFA is a plus

Associate, Structured Finance – ABS Primary Ratings (S&P Global Ratings)

S&P Global Ratings

The Role: Associate, Structured Finance – ABS Primary Ratings

The Team: Standard & Poor’s is seeking an experienced analyst to join its Structured Finance Ratings group as an Associate in the ABS practice. The practice is responsible for credit ratings of structured products that are backed by pools of consumer and commercial assets. Associates play an important analytical and client-facing role.

The Impact: An Associate is responsible for rating a portfolio of credits and managing the end-to-end ratings process from the initial engagement through the publication of reports. The Associate will review documents, consider the legal dimensions of transaction structures, develop an understanding of and apply relevant rating criteria, assess the credit profile of collateral pools, work with financial and cash flow models to stress test the structures and enhancement levels under various economic scenarios. The Associate will also be the primary analytical contact for bankers, issuers and investors and will resolve any analytical inquiries that may arise during the rating process.

What’s in it for you: Structured finance is an important sector of the capital markets and is a key funding source and growth driver for many areas of the economy, including the automotive industry, higher education and real estate. If you are interested in helping to facilitate this growth while challenging yourself in a fast-paced environment, this is the right position for you. It offers the opportunity to work in a collegial culture with great potential for professional development and career growth. To succeed, you must be comfortable with quantitative analysis and have a knack for problem solving. Associates who excel in this role will have opportunities to work across more complex asset classes, assume greater account and project lead responsibilities, and advance into more senior analytical roles.

Responsibilities:

  • Analyze credit quality of collateral pools. Review performance data, credit models, underwriting criteria and macroeconomic and sector factors.
  • Perform cash flow analysis and synthesize results in a timely manner for rating committees.
  • Conduct detailed reviews of legal and operating documents to ensure compliance with criteria and identify issues with the transaction structure. Provide feedback to external parties.
  • Prepare written and oral presentations to rating committees. Make recommendations to committees and actively participate in committee deliberations.
  • Draft thorough yet concise press releases and presale reports. Collaborate with internal parties (editorial, data, etc.) to manage the publication of ratings and reports to external audiences.
  • Actively manage relationships with issuers, intermediaries and investors. Effectively communicate S&P’s methodologies and procedures. Participate in client meetings.
  • Demonstrate strong knowledge of ratings criteria and cash flow analysis of ABS by helping to resolve clients’ analytical needs.
  • Work on special projects as directed by the analytical team manager.

What We’re Looking For:

Basic Qualifications:

  • Undergraduate degree required. Strong preference for MBA or CFA.
  • 2 or more years of relevant work experience required.
  • Strong proficiency with Excel, financial models and financial data.
  • Strong understanding of financial markets and their relationship to S&P products.
  • Excellent verbal and written communications skills are essential.
  • Ability to analyze and solve non-routine problems in a timely and insightful manner.
  • Ability to multi-task and manage deadlines under time pressure.
  • Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed

Preferred Qualifications:

  • MBA or CFA
  • Prior credit analysis experience, including banking.